In field 51: Final Action is used when the creditworthiness of the loan application is determined to be marginal or in certain circumstances a second signature is required. For lenders, see the VA Lender's Handbook for more details regarding required second signatures. VA Employees would find requirements on when they need a second signature in VA's internal manual 26-1. When a second signature is required, there must be remarks justifying the loan in Section 47 of the 6393 and a second signature by the underwriter's supervisor. Learn more about this topic in the Rendering Final Decision lesson.